A conventional mortgage is a home loan backed by federally created entities. Typically offered to borrowers with good credit and stable financial histories, these loans offer flexibility for homebuyers who meet the necessary credit and down payment criteria.

VA Mortgages from the Department of Veteran Affairs offer advantageous loan programs for service members, veterans, and their families, featuring flexible credit criteria, income-to-debt ratios, and no private mortgage insurance requirements.

An FHA Mortgage, administered by the Federal Housing Authority and part of the US Department of Housing and Urban Development (HUD), provides flexible options and more lenient credit requirements, making it suitable for both first-time and non-first-time home buyers.

USDA Mortgages, provided by the United States Department of Agriculture, offer the option of no down payment, but they require more stringent credit criteria and have geographic eligibility areas. These loans are popular for homebuyers in eligible areas with established credit history, needing 100% financing.

A jumbo loan is a type of home loan that exceeds the conforming loan limits set by government-sponsored enterprises. These limits are established to ensure the stability of the mortgage market. When a loan amount exceeds these limits, it is considered a jumbo loan.

SkyView Lending Group also offers financing for Non QM, Commercial, Multi Family, Farms, Investment Property, Construction Loans, Renovation Loans, Acquisition & Development and more.